2020 HRK to CAD Historical Review

YEARLY HIGH

0.2127 CAD

YEARLY LOW

0.1919 CAD

YEARLY AVERAGE

0.2029 CAD

2020 HRK to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 0.2127. Conversely, the yearly low was recorded on February 19, dropping to 0.1919.

This high-to-low spread represents a total annual volatility of 0.0208 CAD. From a start-to-finish perspective, comparing the January average rate of 0.1951 to the December average rate of 0.2067, the exchange rate registered a net change of 5.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2127 was up 0.88% compared to the 2019 peak of 0.2108, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,064 CAD

2019 Average 1,001 CAD

Yearly Trough Low 959 CAD

Transaction Impact: A difference of 104.05 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2101

0.1931

JanuMarcMayJulySeptNove

HRK to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1996, compared to 0.2063 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0067 points.

H1 Avg (Jan–Jun) 0.1996

H2 Avg (Jul–Dec) 0.2063

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0111 CAD (High: 0.2127 / Low: 0.2016). On the other end, November was the most stable month, with a tight range of 0.0024 CAD (High: 0.2057 / Low: 0.2033).

July Spread (Volatile) ±0.0111

November Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0024 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.2056) against the same month in 2019 (average: 0.1988), the exchange rate shifted by +0.0068 (+3.44%).

2020 Avg (July) 0.2056

2019 Avg (July) 0.1988

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1973	0.1943	0.1951
February	0.1977	0.1919	0.1945
March	0.2085	0.1983	0.2036
April	0.2036	0.1994	0.2012
May	0.2061	0.1995	0.2016
June	0.2034	0.1991	0.2016
July	0.2127	0.2016	0.2056
August	0.2123	0.2061	0.2086
September	0.2082	0.2051	0.2065
October	0.2066	0.2037	0.2052
November	0.2057	0.2033	0.2048
December	0.2085	0.2048	0.2067