2025 HRK to CAD Historical Review

YEARLY HIGH

0.2181 CAD

YEARLY LOW

0.1957 CAD

YEARLY AVERAGE

0.2095 CAD

2025 HRK to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 16, valuing the pair at 0.2181. Conversely, the yearly low was recorded on January 13, dropping to 0.1957.

This high-to-low spread represents a total annual volatility of 0.0224 CAD. From a start-to-finish perspective, comparing the January average rate of 0.1978 to the December average rate of 0.2144, the exchange rate registered a net change of 8.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2181 was up 8.34% compared to the 2024 peak of 0.2013, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,091 CAD

2024 Average 984 CAD

Yearly Trough Low 979 CAD

Transaction Impact: A difference of 111.80 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2181

0.1958

JanuMarcMayJulySeptNove

HRK to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2044, compared to 0.2146 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0101 points.

H1 Avg (Jan–Jun) 0.2044

H2 Avg (Jul–Dec) 0.2146

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0099 CAD (High: 0.2091 / Low: 0.1992). On the other end, November was the most stable month, with a tight range of 0.0022 CAD (High: 0.2167 / Low: 0.2145).

March Spread (Volatile) ±0.0099

November Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0012 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 0.2163) against the same month in 2024 (average: 0.1990), the exchange rate shifted by +0.0173 (+8.69%).

2025 Avg (October) 0.2163

2024 Avg (October) 0.1990

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2000	0.1957	0.1978
February	0.2001	0.1960	0.1977
March	0.2091	0.1992	0.2059
April	0.2114	0.2048	0.2083
May	0.2085	0.2058	0.2075
June	0.2133	0.2068	0.2094
July	0.2138	0.2097	0.2123
August	0.2153	0.2116	0.2134
September	0.2170	0.2128	0.2155
October	0.2181	0.2147	0.2163
November	0.2167	0.2145	0.2156
December	0.2161	0.2135	0.2144