YEARLY HIGH
0.2169 CAD
YEARLY LOW
0.2081 CAD
YEARLY AVERAGE
0.2134 CAD

2026 HRK to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.2169. Conversely, the yearly low was recorded on March 8, dropping to 0.2081.

This high-to-low spread represents a total annual volatility of 0.0088 CAD. From a start-to-finish perspective, comparing the January average rate of 0.2147 to the December average rate of 0.2138, the exchange rate registered a net change of -0.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2169 was down 0.56% compared to the 2025 peak of 0.2181, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,084 CAD
2025 Average 1,048 CAD
Yearly Trough Low 1,040 CAD
Transaction Impact: A difference of 44.19 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2151
0.2101
JanuFebrMarcApriMayJune

HRK to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2134, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2134 points.

H1 Avg (Jan–Jun) 0.2134
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0055 CAD (High: 0.2135 / Low: 0.2081). On the other end, February was the most stable month, with a tight range of 0.0008 CAD (High: 0.2147 / Low: 0.2138).

March Spread (Volatile) ±0.0055
February Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0037 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.2147) against the same month in 2025 (average: 0.1978), the exchange rate shifted by +0.0169 (+8.54%).

2026 Avg (January) 0.2147
2025 Avg (January) 0.1978

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2169 0.2136 0.2147
February 0.2147 0.2138 0.2143
March 0.2135 0.2081 0.2106
April 0.2156 0.2120 0.2138
May 0.2137 0.2115 0.2132
June 0.2149 0.2131 0.2138