2021 HRK to CAD Historical Review

YEARLY HIGH

0.2072 CAD

YEARLY LOW

0.1885 CAD

YEARLY AVERAGE

0.1970 CAD

2021 HRK to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.2072. Conversely, the yearly low was recorded on November 24, dropping to 0.1885.

This high-to-low spread represents a total annual volatility of 0.0186 CAD. From a start-to-finish perspective, comparing the January average rate of 0.2048 to the December average rate of 0.1924, the exchange rate registered a net change of -6.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2072 was down 2.61% compared to the 2020 peak of 0.2127, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,036 CAD

2020 Average 1,015 CAD

Yearly Trough Low 943 CAD

Transaction Impact: A difference of 93.24 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2062

0.1894

JanuMarcMayJulySeptNove

HRK to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1991, compared to 0.1949 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.1991

H2 Avg (Jul–Dec) 0.1949

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0069 CAD (High: 0.2015 / Low: 0.1946). On the other end, June was the most stable month, with a tight range of 0.0017 CAD (High: 0.1973 / Low: 0.1957).

March Spread (Volatile) ±0.0069

June Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0069 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0069

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.2048) against the same month in 2020 (average: 0.1951), the exchange rate shifted by +0.0097 (+4.99%).

2021 Avg (January) 0.2048

2020 Avg (January) 0.1951

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2072	0.2023	0.2048
February	0.2046	0.2008	0.2028
March	0.2015	0.1946	0.1973
April	0.2003	0.1944	0.1976
May	0.1969	0.1945	0.1958
June	0.1973	0.1957	0.1964
July	0.2003	0.1951	0.1972
August	0.2001	0.1957	0.1979
September	0.2006	0.1960	0.1990
October	0.1955	0.1909	0.1921
November	0.1923	0.1885	0.1908
December	0.1941	0.1895	0.1924