2012 HRK to CVE Historical Review

YEARLY HIGH

15.0822 CVE

YEARLY LOW

14.4538 CVE

YEARLY AVERAGE

14.6885 CVE

2012 HRK to CVE Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to CVE exchange rate experienced significant fluctuation. The market reached its absolute peak on September 12, valuing the pair at 15.0822. Conversely, the yearly low was recorded on May 21, dropping to 14.4538.

This high-to-low spread represents a total annual volatility of 0.6284 CVE. From a start-to-finish perspective, comparing the January average rate of 14.6066 to the December average rate of 14.6720, the exchange rate registered a net change of 0.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 15.0822 was up 0.54% compared to the 2011 peak of 15.0008, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 75,411 CVE

2011 Average 74,137 CVE

Yearly Trough Low 72,269 CVE

Transaction Impact: A difference of 3,142.04 CVE purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

14.8841

14.5415

JanuMarcMayJulySeptNove

HRK to CVE Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.6341, compared to 14.7428 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1087 points.

H1 Avg (Jan–Jun) 14.6341

H2 Avg (Jul–Dec) 14.7428

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.5444 CVE (High: 15.0822 / Low: 14.5377). On the other end, November was the most stable month, with a tight range of 0.0932 CVE (High: 14.6897 / Low: 14.5964).

September Spread (Volatile) ±0.5444

November Spread (Stable) ±0.0932

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1424 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1424

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 14.8555) against the same month in 2011 (average: 14.7125), the exchange rate shifted by +0.1431 (+0.97%).

2012 Avg (September) 14.8555

2011 Avg (September) 14.7125

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.6568	14.4692	14.6066
February	14.7281	14.4678	14.5701
March	14.7173	14.5736	14.6427
April	14.7872	14.5376	14.7217
May	14.7362	14.4538	14.6301
June	14.6897	14.5613	14.6335
July	14.8401	14.5493	14.7556
August	14.8930	14.7071	14.8054
September	15.0822	14.5377	14.8555
October	14.8666	14.5752	14.7132
November	14.6897	14.5964	14.6551
December	14.7326	14.5372	14.6720