2020 HRK to CVE Historical Review

YEARLY HIGH

37.0812 CVE

YEARLY LOW

14.3321 CVE

YEARLY AVERAGE

14.7476 CVE

2020 HRK to CVE Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to CVE exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 37.0812. Conversely, the yearly low was recorded on March 14, dropping to 14.3321.

This high-to-low spread represents a total annual volatility of 22.7491 CVE. From a start-to-finish perspective, comparing the January average rate of 14.8656 to the December average rate of 14.6750, the exchange rate registered a net change of -1.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 37.0812 was up 144.91% compared to the 2019 peak of 15.1405, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 185,406 CVE

2019 Average 74,545 CVE

Yearly Trough Low 71,661 CVE

Transaction Impact: A difference of 113,745.31 CVE purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

15.4590

14.4983

JanuMarcMayJulySeptNove

HRK to CVE Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.8185, compared to 14.6766 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1418 points.

H1 Avg (Jan–Jun) 14.8185

H2 Avg (Jul–Dec) 14.6766

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 22.7491 CVE (High: 37.0812 / Low: 14.3321). On the other end, January was the most stable month, with a tight range of 0.1145 CVE (High: 14.9292 / Low: 14.8146).

March Spread (Volatile) ±22.7491

January Spread (Stable) ±0.1145

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.8006 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.8006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 15.3790) against the same month in 2019 (average: 14.8903), the exchange rate shifted by +0.4886 (+3.28%).

2020 Avg (March) 15.3790

2019 Avg (March) 14.8903

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.9292	14.8146	14.8656
February	14.9292	14.7917	14.8559
March	37.0812	14.3321	15.3790
April	14.6948	14.3602	14.5783
May	14.7000	14.5444	14.6026
June	14.7352	14.5338	14.6296
July	15.7136	14.6031	14.7386
August	14.9986	14.5006	14.7129
September	14.7613	14.5561	14.6656
October	14.6857	14.5639	14.6178
November	14.7802	14.5649	14.6498
December	14.7656	14.6452	14.6750