2022 HRK to CVE Historical Review

YEARLY HIGH

15.3413 CVE

YEARLY LOW

13.8958 CVE

YEARLY AVERAGE

14.6698 CVE

2022 HRK to CVE Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to CVE exchange rate experienced significant fluctuation. The market reached its absolute peak on October 31, valuing the pair at 15.3413. Conversely, the yearly low was recorded on September 21, dropping to 13.8958.

This high-to-low spread represents a total annual volatility of 1.4456 CVE. From a start-to-finish perspective, comparing the January average rate of 14.6991 to the December average rate of 14.6454, the exchange rate registered a net change of -0.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 15.3413 was up 0.61% compared to the 2021 peak of 15.2477, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 76,707 CVE

2021 Average 73,499 CVE

Yearly Trough Low 69,479 CVE

Transaction Impact: A difference of 7,227.80 CVE purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

14.7417

14.5697

JanuMarcMayJulySeptNove

HRK to CVE Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.6646, compared to 14.6750 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0104 points.

H1 Avg (Jan–Jun) 14.6646

H2 Avg (Jul–Dec) 14.6750

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 1.1090 CVE (High: 15.0048 / Low: 13.8958). On the other end, August was the most stable month, with a tight range of 0.2712 CVE (High: 14.8539 / Low: 14.5826).

September Spread (Volatile) ±1.1090

August Spread (Stable) ±0.2712

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1078 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1078

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 14.7274) against the same month in 2021 (average: 14.7261), the exchange rate shifted by +0.0013 (+0.01%).

2022 Avg (October) 14.7274

2021 Avg (October) 14.7261

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.8190	14.5312	14.6991
February	14.8843	14.4773	14.6930
March	14.8725	14.4548	14.6229
April	14.7175	14.4341	14.5993
May	14.7768	14.5036	14.6814
June	14.8774	14.4788	14.6918
July	14.8529	14.1620	14.5840
August	14.8539	14.5826	14.7210
September	15.0048	13.8958	14.6456
October	15.3413	14.6062	14.7274
November	15.1289	14.4980	14.7264
December	14.8209	14.5220	14.6454