2025 HRK to CVE Historical Review

YEARLY HIGH

15.0116 CVE

YEARLY LOW

14.5089 CVE

YEARLY AVERAGE

14.6596 CVE

2025 HRK to CVE Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to CVE exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 15.0116. Conversely, the yearly low was recorded on April 9, dropping to 14.5089.

This high-to-low spread represents a total annual volatility of 0.5026 CVE. From a start-to-finish perspective, comparing the January average rate of 14.6440 to the December average rate of 14.6552, the exchange rate registered a net change of 0.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 15.0116 was up 1.08% compared to the 2024 peak of 14.8507, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 75,058 CVE

2024 Average 73,223 CVE

Yearly Trough Low 72,545 CVE

Transaction Impact: A difference of 2,513.19 CVE purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

14.7185

14.6362

JanuMarcMayJulySeptNove

HRK to CVE Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.6688, compared to 14.6504 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0184 points.

H1 Avg (Jan–Jun) 14.6688

H2 Avg (Jul–Dec) 14.6504

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.5026 CVE (High: 15.0116 / Low: 14.5089). On the other end, October was the most stable month, with a tight range of 0.0981 CVE (High: 14.6979 / Low: 14.5998).

April Spread (Volatile) ±0.5026

October Spread (Stable) ±0.0981

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0536 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0536

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 14.7117) against the same month in 2024 (average: 14.6152), the exchange rate shifted by +0.0965 (+0.66%).

2025 Avg (April) 14.7117

2024 Avg (April) 14.6152

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.7769	14.5400	14.6440
February	14.7674	14.5169	14.6672
March	14.8877	14.5485	14.6518
April	15.0116	14.5089	14.7117
May	14.8090	14.5174	14.6580
June	14.8325	14.5246	14.6801
July	14.7060	14.5215	14.6490
August	14.7675	14.5338	14.6566
September	14.7194	14.5356	14.6511
October	14.6979	14.5998	14.6477
November	14.7319	14.5549	14.6431
December	14.7258	14.6094	14.6552