2012 HRK to FJD Historical Review

YEARLY HIGH

0.3161 FJD

YEARLY LOW

0.2889 FJD

YEARLY AVERAGE

0.3055 FJD

2012 HRK to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 0.3161. Conversely, the yearly low was recorded on July 24, dropping to 0.2889.

This high-to-low spread represents a total annual volatility of 0.0272 FJD. From a start-to-finish perspective, comparing the January average rate of 0.3064 to the December average rate of 0.3076, the exchange rate registered a net change of 0.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.3161 was down 11.19% compared to the 2011 peak of 0.3559, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,580 FJD

2011 Average 1,683 FJD

Yearly Trough Low 1,444 FJD

Transaction Impact: A difference of 135.91 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.3145

0.2929

JanuMarcMayJulySeptNove

HRK to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3085, compared to 0.3025 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0060 points.

H1 Avg (Jan–Jun) 0.3085

H2 Avg (Jul–Dec) 0.3025

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0177 FJD (High: 0.3066 / Low: 0.2889). On the other end, April was the most stable month, with a tight range of 0.0061 FJD (High: 0.3161 / Low: 0.3100).

July Spread (Volatile) ±0.0177

April Spread (Stable) ±0.0061

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0102 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0102

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2012: 0.3127) against the same month in 2011 (average: 0.3498), the exchange rate shifted by -0.0371 (-10.61%).

2012 Avg (April) 0.3127

2011 Avg (April) 0.3498

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3131	0.3027	0.3064
February	0.3129	0.3011	0.3060
March	0.3142	0.3054	0.3100
April	0.3161	0.3100	0.3127
May	0.3141	0.3054	0.3108
June	0.3073	0.3012	0.3054
July	0.3066	0.2889	0.2952
August	0.3011	0.2902	0.2947
September	0.3124	0.3014	0.3079
October	0.3115	0.3044	0.3075
November	0.3060	0.2992	0.3022
December	0.3135	0.3024	0.3076