2015 HRK to FJD Historical Review

YEARLY HIGH

0.3265 FJD

YEARLY LOW

0.2843 FJD

YEARLY AVERAGE

0.3047 FJD

2015 HRK to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.3265. Conversely, the yearly low was recorded on March 19, dropping to 0.2843.

This high-to-low spread represents a total annual volatility of 0.0423 FJD. From a start-to-finish perspective, comparing the January average rate of 0.3033 to the December average rate of 0.3040, the exchange rate registered a net change of 0.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.3265 was down 4.00% compared to the 2014 peak of 0.3402, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,633 FJD

2014 Average 1,635 FJD

Yearly Trough Low 1,421 FJD

Transaction Impact: A difference of 211.46 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.3236

0.2877

JanuMarcMayJulySeptNove

HRK to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2989, compared to 0.3105 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0116 points.

H1 Avg (Jan–Jun) 0.2989

H2 Avg (Jul–Dec) 0.3105

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0208 FJD (High: 0.3265 / Low: 0.3057). On the other end, February was the most stable month, with a tight range of 0.0064 FJD (High: 0.3038 / Low: 0.2974).

August Spread (Volatile) ±0.0208

February Spread (Stable) ±0.0064

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0097 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0097

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 0.3143) against the same month in 2014 (average: 0.3238), the exchange rate shifted by -0.0095 (-2.93%).

2015 Avg (August) 0.3143

2014 Avg (August) 0.3238

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3127	0.2943	0.3033
February	0.3038	0.2974	0.3006
March	0.2978	0.2843	0.2910
April	0.2997	0.2872	0.2907
May	0.3064	0.2969	0.3010
June	0.3123	0.3007	0.3069
July	0.3109	0.3039	0.3074
August	0.3265	0.3057	0.3143
September	0.3250	0.3166	0.3206
October	0.3179	0.3057	0.3132
November	0.3099	0.2972	0.3035
December	0.3078	0.2961	0.3040