2014 HRK to FJD Historical Review

YEARLY HIGH

0.3402 FJD

YEARLY LOW

0.3135 FJD

YEARLY AVERAGE

0.3270 FJD

2014 HRK to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 0.3402. Conversely, the yearly low was recorded on November 13, dropping to 0.3135.

This high-to-low spread represents a total annual volatility of 0.0266 FJD. From a start-to-finish perspective, comparing the January average rate of 0.3364 to the December average rate of 0.3178, the exchange rate registered a net change of -5.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.3402 was down 0.08% compared to the 2013 peak of 0.3404, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,701 FJD

2013 Average 1,605 FJD

Yearly Trough Low 1,568 FJD

Transaction Impact: A difference of 133.12 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.3384

0.3145

JanuMarcMayJulySeptNove

HRK to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3335, compared to 0.3205 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0131 points.

H1 Avg (Jan–Jun) 0.3335

H2 Avg (Jul–Dec) 0.3205

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.0103 FJD (High: 0.3402 / Low: 0.3299). On the other end, April was the most stable month, with a tight range of 0.0050 FJD (High: 0.3358 / Low: 0.3309).

March Spread (Volatile) ±0.0103

April Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0047 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 0.3360) against the same month in 2013 (average: 0.3046), the exchange rate shifted by +0.0314 (+10.31%).

2014 Avg (March) 0.3360

2013 Avg (March) 0.3046

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3398	0.3335	0.3364
February	0.3376	0.3320	0.3349
March	0.3402	0.3299	0.3360
April	0.3358	0.3309	0.3327
May	0.3353	0.3296	0.3318
June	0.3321	0.3259	0.3294
July	0.3301	0.3235	0.3267
August	0.3259	0.3194	0.3238
September	0.3224	0.3150	0.3191
October	0.3216	0.3163	0.3189
November	0.3185	0.3135	0.3165
December	0.3221	0.3137	0.3178