2013 HRK to GHS Historical Review

YEARLY HIGH

0.4287 GHS

YEARLY LOW

0.3257 GHS

YEARLY AVERAGE

0.3622 GHS

2013 HRK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.4287. Conversely, the yearly low was recorded on January 9, dropping to 0.3257.

This high-to-low spread represents a total annual volatility of 0.1030 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3340 to the December average rate of 0.4171, the exchange rate registered a net change of 24.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.4287 was up 26.44% compared to the 2012 peak of 0.3390, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,143 GHS

2012 Average 1,581 GHS

Yearly Trough Low 1,628 GHS

Transaction Impact: A difference of 514.95 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.4259

0.3210

JanuMarcMayJulySeptNove

HRK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3380, compared to 0.3865 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0485 points.

H1 Avg (Jan–Jun) 0.3380

H2 Avg (Jul–Dec) 0.3865

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0246 GHS (High: 0.4287 / Low: 0.4040). On the other end, May was the most stable month, with a tight range of 0.0060 GHS (High: 0.3439 / Low: 0.3379).

December Spread (Volatile) ±0.0246

May Spread (Stable) ±0.0060

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0064 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0064

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.4171) against the same month in 2012 (average: 0.3303), the exchange rate shifted by +0.0869 (+26.30%).

2013 Avg (December) 0.4171

2012 Avg (December) 0.3303

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3399	0.3257	0.3340
February	0.3427	0.3308	0.3362
March	0.3339	0.3266	0.3298
April	0.3401	0.3258	0.3340
May	0.3439	0.3379	0.3407
June	0.3593	0.3425	0.3533
July	0.3689	0.3467	0.3575
August	0.3806	0.3651	0.3734
September	0.3870	0.3740	0.3815
October	0.3991	0.3870	0.3918
November	0.4049	0.3909	0.3976
December	0.4287	0.4040	0.4171