2018 HRK to GHS Historical Review

YEARLY HIGH

0.7916 GHS

YEARLY LOW

0.7227 GHS

YEARLY AVERAGE

0.7449 GHS

2018 HRK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 25, valuing the pair at 0.7916. Conversely, the yearly low was recorded on May 19, dropping to 0.7227.

This high-to-low spread represents a total annual volatility of 0.0690 GHS. From a start-to-finish perspective, comparing the January average rate of 0.7452 to the December average rate of 0.7556, the exchange rate registered a net change of 1.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.7916 was up 8.13% compared to the 2017 peak of 0.7321, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,958 GHS

2017 Average 3,333 GHS

Yearly Trough Low 3,613 GHS

Transaction Impact: A difference of 344.87 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.7603

0.7283

JanuMarcMayJulySeptNove

HRK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7392, compared to 0.7507 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0114 points.

H1 Avg (Jan–Jun) 0.7392

H2 Avg (Jul–Dec) 0.7507

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.0576 GHS (High: 0.7916 / Low: 0.7340). On the other end, July was the most stable month, with a tight range of 0.0121 GHS (High: 0.7647 / Low: 0.7526).

September Spread (Volatile) ±0.0576

July Spread (Stable) ±0.0121

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0122 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0122

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 0.7509) against the same month in 2017 (average: 0.7073), the exchange rate shifted by +0.0435 (+6.15%).

2018 Avg (September) 0.7509

2017 Avg (September) 0.7073

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7606	0.7299	0.7452
February	0.7599	0.7289	0.7424
March	0.7445	0.7276	0.7349
April	0.7420	0.7268	0.7348
May	0.7448	0.7227	0.7310
June	0.7579	0.7389	0.7470
July	0.7647	0.7526	0.7576
August	0.7558	0.7327	0.7454
September	0.7916	0.7340	0.7509
October	0.7683	0.7353	0.7505
November	0.7612	0.7242	0.7439
December	0.7696	0.7374	0.7556