2019 HRK to GHS Historical Review

YEARLY HIGH

2.1818 GHS

YEARLY LOW

0.7395 GHS

YEARLY AVERAGE

0.8129 GHS

2019 HRK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 2.1818. Conversely, the yearly low was recorded on January 6, dropping to 0.7395.

This high-to-low spread represents a total annual volatility of 1.4422 GHS. From a start-to-finish perspective, comparing the January average rate of 0.7533 to the December average rate of 0.8508, the exchange rate registered a net change of 12.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 2.1818 was up 175.60% compared to the 2018 peak of 0.7916, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 10,909 GHS

2018 Average 3,725 GHS

Yearly Trough Low 3,698 GHS

Transaction Impact: A difference of 7,211.15 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.8605

0.7435

JanuMarcMayJulySeptNove

HRK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8032, compared to 0.8226 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0194 points.

H1 Avg (Jan–Jun) 0.8032

H2 Avg (Jul–Dec) 0.8226

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 1.4077 GHS (High: 2.1818 / Low: 0.7741). On the other end, November was the most stable month, with a tight range of 0.0141 GHS (High: 0.8310 / Low: 0.8168).

May Spread (Volatile) ±1.4077

November Spread (Stable) ±0.0141

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0425 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0425

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2019: 0.8293) against the same month in 2018 (average: 0.7310), the exchange rate shifted by +0.0983 (+13.44%).

2019 Avg (May) 0.8293

2018 Avg (May) 0.7310

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7715	0.7395	0.7533
February	0.8409	0.7678	0.8054
March	0.8628	0.7747	0.8254
April	0.8175	0.7652	0.7829
May	2.1818	0.7741	0.8293
June	0.8404	0.8104	0.8229
July	0.8270	0.8087	0.8178
August	0.8230	0.8079	0.8164
September	0.8231	0.7993	0.8157
October	0.8242	0.7925	0.8110
November	0.8310	0.8168	0.8237
December	0.8599	0.8311	0.8508