2015 HRK to GHS Historical Review

YEARLY HIGH

0.6590 GHS

YEARLY LOW

0.4660 GHS

YEARLY AVERAGE

0.5512 GHS

2015 HRK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 22, valuing the pair at 0.6590. Conversely, the yearly low was recorded on July 20, dropping to 0.4660.

This high-to-low spread represents a total annual volatility of 0.1930 GHS. From a start-to-finish perspective, comparing the January average rate of 0.4932 to the December average rate of 0.5430, the exchange rate registered a net change of 10.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.6590 was down 2.99% compared to the 2014 peak of 0.6793, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,295 GHS

2014 Average 2,642 GHS

Yearly Trough Low 2,330 GHS

Transaction Impact: A difference of 964.81 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.6509

0.4789

JanuMarcMayJulySeptNove

HRK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5466, compared to 0.5559 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0094 points.

H1 Avg (Jan–Jun) 0.5466

H2 Avg (Jul–Dec) 0.5559

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.1709 GHS (High: 0.6369 / Low: 0.4660). On the other end, February was the most stable month, with a tight range of 0.0241 GHS (High: 0.5140 / Low: 0.4899).

July Spread (Volatile) ±0.1709

February Spread (Stable) ±0.0241

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1107 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.1107

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 0.6366) against the same month in 2014 (average: 0.5591), the exchange rate shifted by +0.0775 (+13.85%).

2015 Avg (June) 0.6366

2014 Avg (June) 0.5591

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5063	0.4783	0.4932
February	0.5140	0.4899	0.5043
March	0.5434	0.4930	0.5161
April	0.5684	0.5328	0.5454
May	0.6009	0.5674	0.5837
June	0.6590	0.5896	0.6366
July	0.6369	0.4660	0.5258
August	0.6586	0.5468	0.5936
September	0.6053	0.5507	0.5747
October	0.5801	0.5449	0.5593
November	0.5611	0.5268	0.5389
December	0.5515	0.5261	0.5430