YEARLY HIGH
41.5406 HUF
YEARLY LOW
38.9790 HUF
YEARLY AVERAGE
40.4324 HUF

2014 HRK to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 9, valuing the pair at 41.5406. Conversely, the yearly low was recorded on January 1, dropping to 38.9790.

This high-to-low spread represents a total annual volatility of 2.5616 HUF. From a start-to-finish perspective, comparing the January average rate of 39.5138 to the December average rate of 40.6034, the exchange rate registered a net change of 2.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 41.5406 was up 2.73% compared to the 2013 peak of 40.4377, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 207,703 HUF
2013 Average 195,883 HUF
Yearly Trough Low 194,895 HUF
Transaction Impact: A difference of 12,807.94 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

41.2859
39.3527
JanuMarcMayJulySeptNove

HRK to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 40.2472, compared to 40.6177 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3705 points.

H1 Avg (Jan–Jun) 40.2472
H2 Avg (Jul–Dec) 40.6177

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 1.7737 HUF (High: 40.7527 / Low: 38.9790). On the other end, August was the most stable month, with a tight range of 0.4064 HUF (High: 41.3449 / Low: 40.9385).

January Spread (Volatile) ±1.7737
August Spread (Stable) ±0.4064

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.9126 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.9126

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2014: 41.0885) against the same month in 2013 (average: 39.4294), the exchange rate shifted by +1.6591 (+4.21%).

2014 Avg (September) 41.0885
2013 Avg (September) 39.4294

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 40.7527 38.9790 39.5138
February 41.0016 40.1940 40.4918
March 40.9975 40.2132 40.6932
April 40.7350 39.9820 40.2960
May 40.5731 39.7828 40.0977
June 40.8925 39.9287 40.3904
July 41.1206 40.3684 40.6946
August 41.3449 40.9385 41.1248
September 41.5406 40.6809 41.0885
October 40.5919 39.9051 40.1758
November 40.4704 39.6603 40.0189
December 41.4419 39.8776 40.6034