2020 HRK to HUF Historical Review

YEARLY HIGH

48.6269 HUF

YEARLY LOW

44.1460 HUF

YEARLY AVERAGE

46.5782 HUF

2020 HRK to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 48.6269. Conversely, the yearly low was recorded on January 6, dropping to 44.1460.

This high-to-low spread represents a total annual volatility of 4.4808 HUF. From a start-to-finish perspective, comparing the January average rate of 44.8834 to the December average rate of 47.5959, the exchange rate registered a net change of 6.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 48.6269 was up 7.33% compared to the 2019 peak of 45.3079, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 243,134 HUF

2019 Average 219,262 HUF

Yearly Trough Low 220,730 HUF

Transaction Impact: A difference of 22,404.13 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

48.1486

44.5866

JanuMarcMayJulySeptNove

HRK to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.8386, compared to 47.3177 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4791 points.

H1 Avg (Jan–Jun) 45.8386

H2 Avg (Jul–Dec) 47.3177

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.1757 HUF (High: 47.4061 / Low: 44.2304). On the other end, February was the most stable month, with a tight range of 0.5562 HUF (High: 45.5800 / Low: 45.0238).

March Spread (Volatile) ±3.1757

February Spread (Stable) ±0.5562

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.6390 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6390

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 47.8518) against the same month in 2019 (average: 44.5443), the exchange rate shifted by +3.3074 (+7.43%).

2020 Avg (October) 47.8518

2019 Avg (October) 44.5443

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	45.4443	44.1460	44.8834
February	45.5800	45.0238	45.2814
March	47.4061	44.2304	45.6415
April	48.0116	46.1907	46.9653
May	46.9216	45.6386	46.3264
June	47.0654	45.3382	45.9339
July	47.1780	46.0019	46.6189
August	47.3217	45.9660	46.4496
September	48.4612	47.2996	47.7852
October	48.6269	47.0428	47.8518
November	48.4604	46.8565	47.6049
December	48.3573	46.9090	47.5959