YEARLY HIGH
55.2578 HUF
YEARLY LOW
50.5489 HUF
YEARLY AVERAGE
52.7998 HUF

2025 HRK to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 55.2578. Conversely, the yearly low was recorded on December 3, dropping to 50.5489.

This high-to-low spread represents a total annual volatility of 4.7089 HUF. From a start-to-finish perspective, comparing the January average rate of 54.6451 to the December average rate of 51.1320, the exchange rate registered a net change of -6.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 55.2578 was up 0.34% compared to the 2024 peak of 55.0682, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 276,289 HUF
2024 Average 262,366 HUF
Yearly Trough Low 252,744 HUF
Transaction Impact: A difference of 23,544.37 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

55.0105
50.6266
JanuMarcMayJulySeptNove

HRK to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 53.7011, compared to 51.8984 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.8027 points.

H1 Avg (Jan–Jun) 53.7011
H2 Avg (Jul–Dec) 51.8984

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 1.2922 HUF (High: 51.8411 / Low: 50.5489). On the other end, May was the most stable month, with a tight range of 0.4578 HUF (High: 53.8095 / Low: 53.3517).

December Spread (Volatile) ±1.2922
May Spread (Stable) ±0.4578

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.0780 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1.0780

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 54.6451) against the same month in 2024 (average: 50.6985), the exchange rate shifted by +3.9467 (+7.78%).

2025 Avg (January) 54.6451
2024 Avg (January) 50.6985

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 55.2578 53.9929 54.6451
February 54.2704 53.0167 53.5671
March 53.5464 52.7413 53.0509
April 54.4320 53.2691 53.9932
May 53.8095 53.3517 53.5856
June 53.6195 52.9397 53.3648
July 53.1409 52.5953 52.9628
August 52.9624 52.2763 52.5877
September 52.5172 51.6623 51.9647
October 52.1825 51.5058 51.7516
November 51.5294 50.6380 50.9919
December 51.8411 50.5489 51.1320