YEARLY HIGH
45.3079 HUF
YEARLY LOW
42.2266 HUF
YEARLY AVERAGE
43.8476 HUF

2019 HRK to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 26, valuing the pair at 45.3079. Conversely, the yearly low was recorded on March 19, dropping to 42.2266.

This high-to-low spread represents a total annual volatility of 3.0812 HUF. From a start-to-finish perspective, comparing the January average rate of 43.0247 to the December average rate of 44.4609, the exchange rate registered a net change of 3.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 45.3079 was up 1.41% compared to the 2018 peak of 44.6773, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 226,539 HUF
2018 Average 214,912 HUF
Yearly Trough Low 211,133 HUF
Transaction Impact: A difference of 15,406.23 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

45.1657
42.3811
JanuMarcMayJulySeptNove

HRK to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.1857, compared to 44.5095 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3238 points.

H1 Avg (Jan–Jun) 43.1857
H2 Avg (Jul–Dec) 44.5095

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 1.2183 HUF (High: 45.2483 / Low: 44.0300). On the other end, May was the most stable month, with a tight range of 0.4477 HUF (High: 44.0522 / Low: 43.6045).

October Spread (Volatile) ±1.2183
May Spread (Stable) ±0.4477

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3893 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3893

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 44.9336) against the same month in 2018 (average: 43.7108), the exchange rate shifted by +1.2228 (+2.80%).

2019 Avg (September) 44.9336
2018 Avg (September) 43.7108

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 43.5091 42.5074 43.0247
February 43.1819 42.5159 42.8798
March 43.1876 42.2266 42.6132
April 43.6859 42.9450 43.2343
May 44.0522 43.6045 43.8002
June 43.8261 43.1441 43.5619
July 44.4335 43.5634 44.0360
August 44.8503 43.7744 44.2500
September 45.3079 44.5041 44.9336
October 45.2483 44.0300 44.5443
November 45.2089 44.0049 44.8324
December 45.0093 44.1892 44.4609