2013 HRK to JMD Historical Review

YEARLY HIGH

19.1456 JMD

YEARLY LOW

15.9367 JMD

YEARLY AVERAGE

17.4888 JMD

2013 HRK to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 19.1456. Conversely, the yearly low was recorded on January 6, dropping to 15.9367.

This high-to-low spread represents a total annual volatility of 3.2089 JMD. From a start-to-finish perspective, comparing the January average rate of 16.2617 to the December average rate of 18.7507, the exchange rate registered a net change of 15.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 19.1456 was up 17.63% compared to the 2012 peak of 16.2763, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 95,728 JMD

2012 Average 75,519 JMD

Yearly Trough Low 79,684 JMD

Transaction Impact: A difference of 16,044.26 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

18.9996

16.0128

JanuMarcMayJulySeptNove

HRK to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.7843, compared to 18.1933 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4090 points.

H1 Avg (Jan–Jun) 16.7843

H2 Avg (Jul–Dec) 18.1933

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 1.0374 JMD (High: 17.9785 / Low: 16.9411). On the other end, August was the most stable month, with a tight range of 0.2762 JMD (High: 18.0196 / Low: 17.7434).

June Spread (Volatile) ±1.0374

August Spread (Stable) ±0.2762

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2575 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.2575

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 18.7507) against the same month in 2012 (average: 16.0134), the exchange rate shifted by +2.7373 (+17.09%).

2013 Avg (December) 18.7507

2012 Avg (December) 16.0134

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.5491	15.9367	16.2617
February	16.7500	16.0622	16.5093
March	16.6962	16.3231	16.5322
April	17.0920	16.5139	16.9223
May	17.1729	16.6996	16.9056
June	17.9785	16.9411	17.5750
July	17.9202	17.2724	17.6304
August	18.0196	17.7434	17.9134
September	18.2529	17.5912	17.9227
October	18.9103	18.2815	18.6002
November	18.5724	18.1076	18.3427
December	19.1456	18.3246	18.7507