2018 HRK to JMD Historical Review

YEARLY HIGH

21.5851 JMD

YEARLY LOW

19.1379 JMD

YEARLY AVERAGE

20.5145 JMD

2018 HRK to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 20, valuing the pair at 21.5851. Conversely, the yearly low was recorded on November 20, dropping to 19.1379.

This high-to-low spread represents a total annual volatility of 2.4472 JMD. From a start-to-finish perspective, comparing the January average rate of 20.3826 to the December average rate of 19.6428, the exchange rate registered a net change of -3.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 21.5851 was up 2.83% compared to the 2017 peak of 20.9904, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 107,926 JMD

2017 Average 97,147 JMD

Yearly Trough Low 95,690 JMD

Transaction Impact: A difference of 12,235.97 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

21.5613

19.1601

JanuMarcMayJulySeptNove

HRK to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.5972, compared to 20.4318 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1655 points.

H1 Avg (Jan–Jun) 20.5972

H2 Avg (Jul–Dec) 20.4318

Volatility Range Comparison

Volatility

The most volatile month in 2018 was October, with a trading range of 1.3547 JMD (High: 20.9078 / Low: 19.5531). On the other end, December was the most stable month, with a tight range of 0.4744 JMD (High: 19.8822 / Low: 19.4078).

October Spread (Volatile) ±1.3547

December Spread (Stable) ±0.4744

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.0995 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.0995

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 21.3612) against the same month in 2017 (average: 20.7404), the exchange rate shifted by +0.6208 (+2.99%).

2018 Avg (September) 21.3612

2017 Avg (September) 20.7404

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.8521	19.8169	20.3826
February	21.1475	20.5824	20.8724
March	21.3248	20.8113	21.0969
April	20.8557	20.3231	20.6412
May	20.3706	19.6880	20.0831
June	20.7652	20.0584	20.5071
July	21.0852	20.3899	20.6996
August	21.5351	20.7284	21.0670
September	21.5851	21.0211	21.3612
October	20.9078	19.5531	20.4597
November	19.6675	19.1379	19.3602
December	19.8822	19.4078	19.6428