2015 HRK to JMD Historical Review

YEARLY HIGH

18.0644 JMD

YEARLY LOW

15.8833 JMD

YEARLY AVERAGE

17.0326 JMD

2015 HRK to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 18.0644. Conversely, the yearly low was recorded on March 15, dropping to 15.8833.

This high-to-low spread represents a total annual volatility of 2.1811 JMD. From a start-to-finish perspective, comparing the January average rate of 17.3938 to the December average rate of 17.0870, the exchange rate registered a net change of -1.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 18.0644 was down 10.53% compared to the 2014 peak of 20.1908, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 90,322 JMD

2014 Average 96,468 JMD

Yearly Trough Low 79,417 JMD

Transaction Impact: A difference of 10,905.26 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

17.6719

16.1972

JanuMarcMayJulySeptNove

HRK to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.8814, compared to 17.1838 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3024 points.

H1 Avg (Jan–Jun) 16.8814

H2 Avg (Jul–Dec) 17.1838

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 1.3377 JMD (High: 18.0644 / Low: 16.7267). On the other end, February was the most stable month, with a tight range of 0.2823 JMD (High: 17.1500 / Low: 16.8676).

January Spread (Volatile) ±1.3377

February Spread (Stable) ±0.2823

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.6979 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6979

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 17.3938) against the same month in 2014 (average: 18.9873), the exchange rate shifted by -1.5935 (-8.39%).

2015 Avg (January) 17.3938

2014 Avg (January) 18.9873

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.0644	16.7267	17.3938
February	17.1500	16.8676	17.0180
March	16.8511	15.8833	16.3201
April	16.9981	16.0168	16.3231
May	17.5990	16.6744	17.0656
June	17.4167	16.7176	17.1681
July	17.0844	16.5570	16.8511
August	17.9164	16.7089	17.2470
September	17.7975	17.2928	17.5122
October	17.9124	17.2023	17.5490
November	17.3563	16.4984	16.8565
December	17.2727	16.5232	17.0870