2015 HRK to KES Historical Review

YEARLY HIGH

15.8438 KES

YEARLY LOW

12.6246 KES

YEARLY AVERAGE

14.3225 KES

2015 HRK to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on September 13, valuing the pair at 15.8438. Conversely, the yearly low was recorded on March 15, dropping to 12.6246.

This high-to-low spread represents a total annual volatility of 3.2192 KES. From a start-to-finish perspective, comparing the January average rate of 13.8229 to the December average rate of 14.5824, the exchange rate registered a net change of 5.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 15.8438 was down 0.80% compared to the 2014 peak of 15.9721, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 79,219 KES

2014 Average 76,497 KES

Yearly Trough Low 63,123 KES

Transaction Impact: A difference of 16,096.08 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

15.8655

12.7454

JanuMarcMayJulySeptNove

HRK to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.7191, compared to 14.9258 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2067 points.

H1 Avg (Jan–Jun) 13.7191

H2 Avg (Jul–Dec) 14.9258

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 1.2917 KES (High: 15.8383 / Low: 14.5466). On the other end, February was the most stable month, with a tight range of 0.2563 KES (High: 13.5969 / Low: 13.3406).

August Spread (Volatile) ±1.2917

February Spread (Stable) ±0.2563

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.6985 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.6985

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 15.6055) against the same month in 2014 (average: 15.0234), the exchange rate shifted by +0.5821 (+3.87%).

2015 Avg (September) 15.6055

2014 Avg (September) 15.0234

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.2838	13.3422	13.8229
February	13.5969	13.3406	13.4759
March	13.3412	12.6246	13.0054
April	13.9637	13.0177	13.2798
May	14.5856	13.9580	14.2293
June	14.7906	14.1154	14.5014
July	15.0125	14.4867	14.7008
August	15.8383	14.5466	15.1050
September	15.8438	15.3327	15.6055
October	15.4948	14.6171	15.1298
November	14.8164	14.1593	14.4313
December	14.7079	14.1961	14.5824