2021 HRK to KES Historical Review

YEARLY HIGH

17.8606 KES

YEARLY LOW

16.7205 KES

YEARLY AVERAGE

17.2279 KES

2021 HRK to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 17.8606. Conversely, the yearly low was recorded on November 24, dropping to 16.7205.

This high-to-low spread represents a total annual volatility of 1.1401 KES. From a start-to-finish perspective, comparing the January average rate of 17.6886 to the December average rate of 16.9812, the exchange rate registered a net change of -4.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 17.8606 was down 1.68% compared to the 2020 peak of 18.1661, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 89,303 KES

2020 Average 80,697 KES

Yearly Trough Low 83,602 KES

Transaction Impact: A difference of 5,700.72 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

17.7593

16.9104

JanuMarcMayJulySeptNove

HRK to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.3565, compared to 17.0993 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2572 points.

H1 Avg (Jan–Jun) 17.3565

H2 Avg (Jul–Dec) 17.0993

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.5791 KES (High: 17.6171 / Low: 17.0380). On the other end, December was the most stable month, with a tight range of 0.2454 KES (High: 17.1180 / Low: 16.8726).

May Spread (Volatile) ±0.5791

December Spread (Stable) ±0.2454

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2936 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2936

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 17.6886) against the same month in 2020 (average: 15.0794), the exchange rate shifted by +2.6092 (+17.30%).

2021 Avg (January) 17.6886

2020 Avg (January) 15.0794

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.8606	17.5794	17.6886
February	17.6218	17.3480	17.5123
March	17.5061	16.9519	17.2187
April	17.3447	16.8417	17.0627
May	17.6171	17.0380	17.3497
June	17.5376	17.0462	17.3071
July	17.2002	16.9024	17.0466
August	17.3149	17.0302	17.1612
September	17.4587	17.0710	17.3015
October	17.2812	17.0000	17.1186
November	17.2225	16.7205	16.9870
December	17.1180	16.8726	16.9812