YEARLY HIGH
146.8884 KPW
YEARLY LOW
133.9844 KPW
YEARLY AVERAGE
141.4234 KPW

2021 HRK to KPW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to KPW exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 146.8884. Conversely, the yearly low was recorded on November 24, dropping to 133.9844.

This high-to-low spread represents a total annual volatility of 12.9040 KPW. From a start-to-finish perspective, comparing the January average rate of 144.8283 to the December average rate of 135.2639, the exchange rate registered a net change of -6.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 146.8884 was up 0.18% compared to the 2020 peak of 146.6276, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 734,442 KPW
2020 Average 681,556 KPW
Yearly Trough Low 669,922 KPW
Transaction Impact: A difference of 64,520.08 KPW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

146.3152
134.2592
JanuMarcMayJulySeptNove

HRK to KPW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 143.6381, compared to 139.2086 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.4294 points.

H1 Avg (Jan–Jun) 143.6381
H2 Avg (Jul–Dec) 139.2086

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 5.0332 KPW (High: 139.0176 / Low: 133.9844). On the other end, December was the most stable month, with a tight range of 1.6392 KPW (High: 136.1573 / Low: 134.5182).

November Spread (Volatile) ±5.0332
December Spread (Stable) ±1.6392

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 2.6039 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -2.6039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 144.8283) against the same month in 2020 (average: 134.2495), the exchange rate shifted by +10.5788 (+7.88%).

2021 Avg (January) 144.8283
2020 Avg (January) 134.2495

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 146.8884 143.8596 144.8283
February 144.6132 142.2340 143.7223
March 143.4926 139.3793 141.2779
April 144.4739 139.7437 142.2189
May 146.7064 143.3349 145.3106
June 146.4248 142.3150 144.4705
July 142.6411 140.5547 141.8665
August 142.5778 140.2787 141.3039
September 142.7824 139.0391 141.3557
October 139.9123 138.0919 138.9539
November 139.0176 133.9844 136.5080
December 136.1573 134.5182 135.2639