2022 HRK to KPW Historical Review

YEARLY HIGH

137.1032 KPW

YEARLY LOW

114.6336 KPW

YEARLY AVERAGE

125.9238 KPW

2022 HRK to KPW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to KPW exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 137.1032. Conversely, the yearly low was recorded on September 27, dropping to 114.6336.

This high-to-low spread represents a total annual volatility of 22.4695 KPW. From a start-to-finish perspective, comparing the January average rate of 135.4160 to the December average rate of 126.3107, the exchange rate registered a net change of -6.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 137.1032 was down 6.66% compared to the 2021 peak of 146.8884, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 685,516 KPW

2021 Average 707,038 KPW

Yearly Trough Low 573,168 KPW

Transaction Impact: A difference of 112,347.72 KPW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

137.2800

115.7703

JanuMarcMayJulySeptNove

HRK to KPW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 130.5417, compared to 121.3059 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 9.2358 points.

H1 Avg (Jan–Jun) 130.5417

H2 Avg (Jul–Dec) 121.3059

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 7.9196 KPW (High: 124.3386 / Low: 116.4190). On the other end, December was the most stable month, with a tight range of 3.1300 KPW (High: 127.8010 / Low: 124.6710).

November Spread (Volatile) ±7.9196

December Spread (Stable) ±3.1300

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 4.6019 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -4.6019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 135.4160) against the same month in 2021 (average: 144.8283), the exchange rate shifted by -9.4123 (-6.50%).

2022 Avg (January) 135.4160

2021 Avg (January) 144.8283

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	137.1032	133.1440	135.4160
February	137.0411	133.3630	135.4875
March	132.6319	129.3308	130.8856
April	131.4886	124.8613	128.7908
May	128.2398	124.1688	126.2837
June	128.4485	124.6037	126.3867
July	124.7417	120.0897	122.0477
August	123.6128	119.0634	121.2600
September	121.1403	114.6336	118.5908
October	120.5917	115.9495	117.5628
November	124.3386	116.4190	122.0633
December	127.8010	124.6710	126.3107