YEARLY HIGH
133.6980 KPW
YEARLY LOW
123.6429 KPW
YEARLY AVERAGE
129.2353 KPW

2024 HRK to KPW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to KPW exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 133.6980. Conversely, the yearly low was recorded on December 18, dropping to 123.6429.

This high-to-low spread represents a total annual volatility of 10.0551 KPW. From a start-to-finish perspective, comparing the January average rate of 130.2914 to the December average rate of 125.0816, the exchange rate registered a net change of -4.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 133.6980 was down 0.41% compared to the 2023 peak of 134.2489, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 668,490 KPW
2023 Average 646,054 KPW
Yearly Trough Low 618,214 KPW
Transaction Impact: A difference of 50,275.42 KPW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

133.4494
124.3209
JanuMarcMayJulySeptNove

HRK to KPW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 129.1227, compared to 129.3478 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2251 points.

H1 Avg (Jan–Jun) 129.1227
H2 Avg (Jul–Dec) 129.3478

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 6.1349 KPW (High: 130.5613 / Low: 124.4265). On the other end, March was the most stable month, with a tight range of 1.9231 KPW (High: 130.8262 / Low: 128.9031).

November Spread (Volatile) ±6.1349
March Spread (Stable) ±1.9231

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 3.2555 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -3.2555

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 131.6576) against the same month in 2023 (average: 130.2899), the exchange rate shifted by +1.3677 (+1.05%).

2024 Avg (August) 131.6576
2023 Avg (August) 130.2899

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 131.8380 129.0837 130.2914
February 129.8932 127.9191 128.9228
March 130.8262 128.9031 129.8020
April 129.7513 126.8685 128.0479
May 130.0706 128.0084 129.1434
June 130.2829 127.5766 128.5289
July 130.6759 128.2496 129.6216
August 133.6980 128.8591 131.6576
September 133.6595 131.5281 132.6887
October 132.1664 128.7792 130.1464
November 130.5613 124.4265 126.8910
December 126.3876 123.6429 125.0816