YEARLY HIGH
143.5914 KPW
YEARLY LOW
135.6565 KPW
YEARLY AVERAGE
138.7432 KPW

2026 HRK to KPW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to KPW exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 143.5914. Conversely, the yearly low was recorded on June 24, dropping to 135.6565.

This high-to-low spread represents a total annual volatility of 7.9349 KPW. From a start-to-finish perspective, comparing the January average rate of 140.1659 to the December average rate of 137.7353, the exchange rate registered a net change of -1.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 143.5914 was up 1.26% compared to the 2025 peak of 141.8021, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 717,957 KPW
2025 Average 675,196 KPW
Yearly Trough Low 678,283 KPW
Transaction Impact: A difference of 39,674.45 KPW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

141.7364
135.9168
JanuMarcMayJuly

HRK to KPW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 139.3015, compared to 137.0686 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.2329 points.

H1 Avg (Jan–Jun) 139.3015
H2 Avg (Jul–Dec) 137.0686

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 5.0431 KPW (High: 143.5914 / Low: 138.5483). On the other end, August was the most stable month, with a tight range of 0.3089 KPW (High: 137.8857 / Low: 137.5768).

January Spread (Volatile) ±5.0431
August Spread (Stable) ±0.3089

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.2016 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -3.2016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 140.1659) against the same month in 2025 (average: 123.5980), the exchange rate shifted by +16.5679 (+13.40%).

2026 Avg (January) 140.1659
2025 Avg (January) 123.5980

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 143.5914 138.5483 140.1659
February 142.1964 140.5825 141.2514
March 140.4764 136.3700 138.0499
April 141.0353 137.4894 139.6182
May 140.0111 138.8790 139.2630
June 139.0840 135.6565 137.4604
July 137.5031 135.8218 136.4018
August 137.8857 137.5768 137.7353