2020 HRK to KRW Historical Review

YEARLY HIGH

189.1023 KRW

YEARLY LOW

171.8912 KRW

YEARLY AVERAGE

178.4098 KRW

2020 HRK to KRW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to KRW exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 189.1023. Conversely, the yearly low was recorded on February 12, dropping to 171.8912.

This high-to-low spread represents a total annual volatility of 17.2111 KRW. From a start-to-finish perspective, comparing the January average rate of 173.9351 to the December average rate of 176.6231, the exchange rate registered a net change of 1.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 189.1023 was up 2.31% compared to the 2019 peak of 184.8412, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 945,511 KRW

2019 Average 879,154 KRW

Yearly Trough Low 859,456 KRW

Transaction Impact: A difference of 86,055.49 KRW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

188.4126

172.6190

JanuMarcMayJulySeptNove

HRK to KRW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 176.3632, compared to 180.4564 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.0932 points.

H1 Avg (Jan–Jun) 176.3632

H2 Avg (Jul–Dec) 180.4564

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 10.8645 KRW (High: 189.1000 / Low: 178.2355). On the other end, November was the most stable month, with a tight range of 3.0634 KRW (High: 176.2303 / Low: 173.1669).

July Spread (Volatile) ±10.8645

November Spread (Stable) ±3.0634

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 6.3034 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -6.3034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 187.0965) against the same month in 2019 (average: 182.1737), the exchange rate shifted by +4.9228 (+2.70%).

2020 Avg (August) 187.0965

2019 Avg (August) 182.1737

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	178.2364	172.7013	173.9351
February	178.7145	171.8912	175.0068
March	182.5337	175.0248	177.6754
April	177.5072	173.2248	175.0092
May	180.7499	174.6562	177.0969
June	182.1422	178.0017	179.4559
July	189.1000	178.2355	182.5121
August	189.1023	185.9329	187.0965
September	187.7895	180.5004	184.0803
October	180.6878	174.2908	177.7769
November	176.2303	173.1669	174.6494
December	179.2547	174.0034	176.6231