YEARLY HIGH
231.6608 KRW
YEARLY LOW
198.1411 KRW
YEARLY AVERAGE
213.1180 KRW

2025 HRK to KRW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to KRW exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 231.6608. Conversely, the yearly low was recorded on January 21, dropping to 198.1411.

This high-to-low spread represents a total annual volatility of 33.5197 KRW. From a start-to-finish perspective, comparing the January average rate of 199.7147 to the December average rate of 227.8444, the exchange rate registered a net change of 14.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 231.6608 was up 13.56% compared to the 2024 peak of 204.0027, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,158,304 KRW
2024 Average 978,942 KRW
Yearly Trough Low 990,705 KRW
Transaction Impact: A difference of 167,598.45 KRW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

230.6573
196.9017
JanuMarcMayJulySeptNove

HRK to KRW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 206.6783, compared to 219.5578 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 12.8794 points.

H1 Avg (Jan–Jun) 206.6783
H2 Avg (Jul–Dec) 219.5578

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 10.3852 KRW (High: 215.3004 / Low: 204.9152). On the other end, February was the most stable month, with a tight range of 3.0079 KRW (High: 201.2959 / Low: 198.2880).

May Spread (Volatile) ±10.3852
February Spread (Stable) ±3.0079

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 6.3957 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -6.3957

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 227.8444) against the same month in 2024 (average: 200.2218), the exchange rate shifted by +27.6226 (+13.80%).

2025 Avg (December) 227.8444
2024 Avg (December) 200.2218

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 202.5914 198.1411 199.7147
February 201.2959 198.2880 199.8136
March 211.4922 201.2959 208.8959
April 217.5622 209.8775 214.5202
May 215.3004 204.9152 208.1245
June 212.4126 205.5560 209.0010
July 215.9215 211.1209 213.8611
August 216.1588 212.8630 214.8464
September 219.0279 215.2080 217.0827
October 222.1192 218.3563 219.9529
November 226.8459 218.6197 223.7590
December 231.6608 224.3337 227.8444