2021 HRK to KRW Historical Review

YEARLY HIGH

185.5800 KRW

YEARLY LOW

174.6873 KRW

YEARLY AVERAGE

179.7862 KRW

2021 HRK to KRW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to KRW exchange rate experienced significant fluctuation. The market reached its absolute peak on September 20, valuing the pair at 185.5800. Conversely, the yearly low was recorded on April 5, dropping to 174.6873.

This high-to-low spread represents a total annual volatility of 10.8927 KRW. From a start-to-finish perspective, comparing the January average rate of 176.9763 to the December average rate of 178.0090, the exchange rate registered a net change of 0.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 185.5800 was down 1.86% compared to the 2020 peak of 189.1023, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 927,900 KRW

2020 Average 892,148 KRW

Yearly Trough Low 873,437 KRW

Transaction Impact: A difference of 54,463.50 KRW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

184.9548

176.0504

JanuMarcMayJulySeptNove

HRK to KRW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 178.3549, compared to 181.2176 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.8628 points.

H1 Avg (Jan–Jun) 178.3549

H2 Avg (Jul–Dec) 181.2176

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 8.0851 KRW (High: 185.0754 / Low: 176.9902). On the other end, June was the most stable month, with a tight range of 2.5400 KRW (High: 181.4524 / Low: 178.9124).

November Spread (Volatile) ±8.0851

June Spread (Stable) ±2.5400

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 2.5796 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.5796

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 184.2127) against the same month in 2020 (average: 184.0803), the exchange rate shifted by +0.1325 (+0.07%).

2021 Avg (September) 184.2127

2020 Avg (September) 184.0803

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	179.3967	175.7015	176.9763
February	179.5353	175.9399	177.5731
March	179.4165	174.7471	177.4180
April	178.1870	174.6873	176.7924
May	183.7593	178.0156	181.1329
June	181.4524	178.9124	180.2365
July	182.2530	179.1025	180.4259
August	184.0628	179.4383	182.2165
September	185.5800	182.7630	184.2127
October	184.2339	180.1061	182.5106
November	185.0754	176.9902	179.9310
December	179.8608	176.3908	178.0090