2012 HRK to LVL Historical Review

YEARLY HIGH

0.0942 LVL

YEARLY LOW

0.0914 LVL

YEARLY AVERAGE

0.0927 LVL

2012 HRK to LVL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to LVL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 23, valuing the pair at 0.0942. Conversely, the yearly low was recorded on July 29, dropping to 0.0914.

This high-to-low spread represents a total annual volatility of 0.0029 LVL. From a start-to-finish perspective, comparing the January average rate of 0.0925 to the December average rate of 0.0925, the exchange rate registered a net change of -0.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0942 was down 1.86% compared to the 2011 peak of 0.0960, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 471 LVL

2011 Average 474 LVL

Yearly Trough Low 457 LVL

Transaction Impact: A difference of 14.47 LVL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0939

0.0920

JanuMarcMayJulySeptNove

HRK to LVL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0926, compared to 0.0928 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0926

H2 Avg (Jul–Dec) 0.0928

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0017 LVL (High: 0.0931 / Low: 0.0914). On the other end, December was the most stable month, with a tight range of 0.0005 LVL (High: 0.0927 / Low: 0.0922).

July Spread (Volatile) ±0.0017

December Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0011 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 0.0937) against the same month in 2011 (average: 0.0946), the exchange rate shifted by -0.0009 (-0.95%).

2012 Avg (September) 0.0937

2011 Avg (September) 0.0946

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0928	0.0921	0.0925
February	0.0925	0.0919	0.0922
March	0.0932	0.0921	0.0925
April	0.0938	0.0927	0.0933
May	0.0933	0.0920	0.0926
June	0.0927	0.0921	0.0924
July	0.0931	0.0914	0.0928
August	0.0934	0.0925	0.0930
September	0.0942	0.0932	0.0937
October	0.0937	0.0920	0.0927
November	0.0926	0.0921	0.0924
December	0.0927	0.0922	0.0925