2014 HRK to LVL Historical Review

YEARLY HIGH

0.0934 LVL

YEARLY LOW

0.0907 LVL

YEARLY AVERAGE

0.0919 LVL

2014 HRK to LVL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to LVL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 0.0934. Conversely, the yearly low was recorded on January 31, dropping to 0.0907.

This high-to-low spread represents a total annual volatility of 0.0027 LVL. From a start-to-finish perspective, comparing the January average rate of 0.0918 to the December average rate of 0.0917, the exchange rate registered a net change of -0.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0934 was down 0.88% compared to the 2013 peak of 0.0942, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 467 LVL

2013 Average 463 LVL

Yearly Trough Low 453 LVL

Transaction Impact: A difference of 13.63 LVL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0928

0.0913

JanuMarcMayJulySeptNove

HRK to LVL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0921, compared to 0.0918 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0921

H2 Avg (Jul–Dec) 0.0918

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0015 LVL (High: 0.0921 / Low: 0.0907). On the other end, December was the most stable month, with a tight range of 0.0004 LVL (High: 0.0919 / Low: 0.0915).

January Spread (Volatile) ±0.0015

December Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.0927) against the same month in 2013 (average: 0.0925), the exchange rate shifted by +0.0002 (+0.26%).

2014 Avg (May) 0.0927

2013 Avg (May) 0.0925

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0921	0.0907	0.0918
February	0.0919	0.0908	0.0915
March	0.0925	0.0916	0.0920
April	0.0931	0.0917	0.0924
May	0.0934	0.0920	0.0927
June	0.0929	0.0917	0.0924
July	0.0925	0.0911	0.0920
August	0.0922	0.0909	0.0918
September	0.0923	0.0913	0.0921
October	0.0920	0.0911	0.0915
November	0.0918	0.0913	0.0916
December	0.0919	0.0915	0.0917