YEARLY HIGH
0.0942 LVL
YEARLY LOW
0.0893 LVL
YEARLY AVERAGE
0.0929 LVL

2016 HRK to LVL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to LVL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 0.0942. Conversely, the yearly low was recorded on January 22, dropping to 0.0893.

This high-to-low spread represents a total annual volatility of 0.0049 LVL. From a start-to-finish perspective, comparing the January average rate of 0.0905 to the December average rate of 0.0933, the exchange rate registered a net change of 3.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0942 was up 0.30% compared to the 2015 peak of 0.0939, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 471 LVL
2015 Average 460 LVL
Yearly Trough Low 447 LVL
Transaction Impact: A difference of 24.32 LVL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0941
0.0901
JanuMarcMayJulySeptNove

HRK to LVL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0925, compared to 0.0932 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0925
H2 Avg (Jul–Dec) 0.0932

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0026 LVL (High: 0.0937 / Low: 0.0911). On the other end, September was the most stable month, with a tight range of 0.0006 LVL (High: 0.0938 / Low: 0.0932).

March Spread (Volatile) ±0.0026
September Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 0.0936) against the same month in 2015 (average: 0.0930), the exchange rate shifted by +0.0006 (+0.69%).

2016 Avg (May) 0.0936
2015 Avg (May) 0.0930

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0911 0.0893 0.0905
February 0.0920 0.0906 0.0915
March 0.0937 0.0911 0.0926
April 0.0941 0.0935 0.0938
May 0.0942 0.0931 0.0936
June 0.0940 0.0924 0.0933
July 0.0941 0.0928 0.0932
August 0.0941 0.0933 0.0936
September 0.0938 0.0932 0.0935
October 0.0935 0.0924 0.0929
November 0.0936 0.0914 0.0929
December 0.0937 0.0928 0.0933