2013 HRK to LVL Historical Review

YEARLY HIGH

0.0942 LVL

YEARLY LOW

0.0918 LVL

YEARLY AVERAGE

0.0926 LVL

2013 HRK to LVL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to LVL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 2, valuing the pair at 0.0942. Conversely, the yearly low was recorded on April 11, dropping to 0.0918.

This high-to-low spread represents a total annual volatility of 0.0024 LVL. From a start-to-finish perspective, comparing the January average rate of 0.0922 to the December average rate of 0.0920, the exchange rate registered a net change of -0.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0942 was down 0.04% compared to the 2012 peak of 0.0942, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 471 LVL

2012 Average 464 LVL

Yearly Trough Low 459 LVL

Transaction Impact: A difference of 12.05 LVL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0938

0.0918

JanuMarcMayJulySeptNove

HRK to LVL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0925, compared to 0.0926 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0925

H2 Avg (Jul–Dec) 0.0926

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0014 LVL (High: 0.0942 / Low: 0.0928). On the other end, October was the most stable month, with a tight range of 0.0003 LVL (High: 0.0924 / Low: 0.0921).

June Spread (Volatile) ±0.0014

October Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0008 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2013: 0.0936) against the same month in 2012 (average: 0.0928), the exchange rate shifted by +0.0008 (+0.89%).

2013 Avg (July) 0.0936

2012 Avg (July) 0.0928

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0924	0.0920	0.0922
February	0.0925	0.0921	0.0923
March	0.0926	0.0922	0.0924
April	0.0923	0.0918	0.0921
May	0.0929	0.0922	0.0925
June	0.0942	0.0928	0.0937
July	0.0942	0.0932	0.0936
August	0.0936	0.0928	0.0932
September	0.0928	0.0922	0.0925
October	0.0924	0.0921	0.0922
November	0.0924	0.0918	0.0921
December	0.0921	0.0918	0.0920