2020 HRK to MNT Historical Review

YEARLY HIGH

465.8926 MNT

YEARLY LOW

385.8829 MNT

YEARLY AVERAGE

425.4174 MNT

2020 HRK to MNT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to MNT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 465.8926. Conversely, the yearly low was recorded on March 19, dropping to 385.8829.

This high-to-low spread represents a total annual volatility of 80.0096 MNT. From a start-to-finish perspective, comparing the January average rate of 403.2077 to the December average rate of 460.5193, the exchange rate registered a net change of 14.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 465.8926 was up 13.90% compared to the 2019 peak of 409.0336, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,329,463 MNT

2019 Average 1,941,394 MNT

Yearly Trough Low 1,929,415 MNT

Transaction Impact: A difference of 400,048.25 MNT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

466.7318

392.1827

JanuMarcMayJulySeptNove

HRK to MNT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 404.7001, compared to 446.1348 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 41.4347 points.

H1 Avg (Jan–Jun) 404.7001

H2 Avg (Jul–Dec) 446.1348

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 33.1464 MNT (High: 419.0293 / Low: 385.8829). On the other end, January was the most stable month, with a tight range of 6.2328 MNT (High: 406.6983 / Low: 400.4655).

March Spread (Volatile) ±33.1464

January Spread (Stable) ±6.2328

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 4.8659 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -4.8659

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 460.5193) against the same month in 2019 (average: 402.5805), the exchange rate shifted by +57.9388 (+14.39%).

2020 Avg (December) 460.5193

2019 Avg (December) 402.5805

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	406.6983	400.4655	403.2077
February	406.9037	398.6876	402.2453
March	419.0293	385.8829	403.2611
April	403.1805	393.4959	398.3951
May	410.2424	397.4997	402.6431
June	422.6193	411.1784	418.4482
July	451.3712	419.9600	431.6498
August	453.0138	445.8539	448.8744
September	451.7277	440.3750	446.9869
October	446.7471	437.2596	442.8098
November	451.6478	438.7530	445.9683
December	465.8926	455.9528	460.5193