2022 HRK to MNT Historical Review

YEARLY HIGH

483.7927 MNT

YEARLY LOW

412.6073 MNT

YEARLY AVERAGE

435.9547 MNT

2022 HRK to MNT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to MNT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 483.7927. Conversely, the yearly low was recorded on September 27, dropping to 412.6073.

This high-to-low spread represents a total annual volatility of 71.1855 MNT. From a start-to-finish perspective, comparing the January average rate of 430.3704 to the December average rate of 478.1514, the exchange rate registered a net change of 11.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 483.7927 was up 4.10% compared to the 2021 peak of 464.7263, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,418,964 MNT

2021 Average 2,240,080 MNT

Yearly Trough Low 2,063,036 MNT

Transaction Impact: A difference of 355,927.31 MNT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

484.0294

413.4939

JanuMarcMayJulySeptNove

HRK to MNT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 429.5136, compared to 442.3958 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 12.8822 points.

H1 Avg (Jan–Jun) 429.5136

H2 Avg (Jul–Dec) 442.3958

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 33.4107 MNT (High: 470.6858 / Low: 437.2751). On the other end, February was the most stable month, with a tight range of 11.3839 MNT (High: 436.0125 / Low: 424.6285).

November Spread (Volatile) ±33.4107

February Spread (Stable) ±11.3839

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 11.8338 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -11.8338

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 478.1514) against the same month in 2021 (average: 429.6429), the exchange rate shifted by +48.5085 (+11.29%).

2022 Avg (December) 478.1514

2021 Avg (December) 429.6429

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	435.5053	423.1768	430.3704
February	436.0125	424.6285	431.2057
March	427.0379	412.7270	419.3719
April	432.5667	418.1759	426.2345
May	442.5848	420.6288	432.1218
June	443.1980	431.5698	437.7776
July	434.4186	419.6013	426.0702
August	437.0577	422.4700	429.0614
September	432.0585	412.6073	424.9376
October	451.4126	421.9571	435.0901
November	470.6858	437.2751	461.0641
December	483.7927	471.9442	478.1514