2025 HRK to MNT Historical Review

YEARLY HIGH

566.8619 MNT

YEARLY LOW

461.9965 MNT

YEARLY AVERAGE

522.8083 MNT

2025 HRK to MNT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to MNT exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 566.8619. Conversely, the yearly low was recorded on January 12, dropping to 461.9965.

This high-to-low spread represents a total annual volatility of 104.8654 MNT. From a start-to-finish perspective, comparing the January average rate of 466.6513 to the December average rate of 557.0239, the exchange rate registered a net change of 19.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 566.8619 was up 12.17% compared to the 2024 peak of 505.3790, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,834,310 MNT

2024 Average 2,460,448 MNT

Yearly Trough Low 2,309,983 MNT

Transaction Impact: A difference of 524,327.04 MNT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

569.3987

457.3106

JanuMarcMayJulySeptNove

HRK to MNT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 493.1272, compared to 552.4894 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 59.3622 points.

H1 Avg (Jan–Jun) 493.1272

H2 Avg (Jul–Dec) 552.4894

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 36.8823 MNT (High: 560.3528 / Low: 523.4705). On the other end, November was the most stable month, with a tight range of 5.9033 MNT (High: 552.8945 / Low: 546.9912).

July Spread (Volatile) ±36.8823

November Spread (Stable) ±5.9033

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 5.8289 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -5.8289

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 560.0580) against the same month in 2024 (average: 500.9737), the exchange rate shifted by +59.0844 (+11.79%).

2025 Avg (September) 560.0580

2024 Avg (September) 500.9737

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	473.3296	461.9965	466.6513
February	474.4704	462.1880	469.5895
March	493.3713	467.9203	486.8784
April	519.2040	486.9338	506.9627
May	513.6084	500.4294	508.5690
June	531.5216	512.0610	520.1125
July	560.3528	523.4705	536.4731
August	558.9301	551.6705	555.7017
September	566.8619	554.7079	560.0580
October	560.7404	549.6454	555.7544
November	552.8945	546.9912	549.9256
December	560.7923	551.8644	557.0239