2021 HRK to MNT Historical Review

YEARLY HIGH

464.7263 MNT

YEARLY LOW

425.5128 MNT

YEARLY AVERAGE

448.0648 MNT

2021 HRK to MNT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to MNT exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 464.7263. Conversely, the yearly low was recorded on November 24, dropping to 425.5128.

This high-to-low spread represents a total annual volatility of 39.2136 MNT. From a start-to-finish perspective, comparing the January average rate of 459.2723 to the December average rate of 429.6429, the exchange rate registered a net change of -6.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 464.7263 was down 0.25% compared to the 2020 peak of 465.8926, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,323,632 MNT

2020 Average 2,127,609 MNT

Yearly Trough Low 2,127,564 MNT

Transaction Impact: A difference of 196,067.80 MNT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

463.3616

426.5776

JanuMarcMayJulySeptNove

HRK to MNT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 455.1070, compared to 441.0226 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 14.0845 points.

H1 Avg (Jan–Jun) 455.1070

H2 Avg (Jul–Dec) 441.0226

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 15.0174 MNT (High: 440.5302 / Low: 425.5128). On the other end, December was the most stable month, with a tight range of 5.4224 MNT (High: 432.7795 / Low: 427.3571).

November Spread (Volatile) ±15.0174

December Spread (Stable) ±5.4224

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 8.0339 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -8.0339

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 460.2963) against the same month in 2020 (average: 402.6431), the exchange rate shifted by +57.6531 (+14.32%).

2021 Avg (May) 460.2963

2020 Avg (May) 402.6431

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	464.2318	456.4809	459.2723
February	458.2922	450.7503	455.6328
March	454.7659	442.0928	447.5989
April	457.6332	443.4937	450.7391
May	464.7263	454.0255	460.2963
June	463.8341	449.9018	457.1028
July	451.9804	444.7951	449.1893
August	451.5262	444.4287	447.7654
September	451.0535	439.3179	446.2941
October	443.3654	436.8351	440.0497
November	440.5302	425.5128	433.1940
December	432.7795	427.3571	429.6429