2020 HRK to MZN Historical Review

YEARLY HIGH

12.2190 MZN

YEARLY LOW

9.2217 MZN

YEARLY AVERAGE

10.5276 MZN

2020 HRK to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 12.2190. Conversely, the yearly low was recorded on January 5, dropping to 9.2217.

This high-to-low spread represents a total annual volatility of 2.9972 MZN. From a start-to-finish perspective, comparing the January average rate of 9.3301 to the December average rate of 12.0231, the exchange rate registered a net change of 28.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.2190 was up 21.92% compared to the 2019 peak of 10.0222, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 61,095 MZN

2019 Average 47,205 MZN

Yearly Trough Low 46,109 MZN

Transaction Impact: A difference of 14,986.15 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.2924

9.0608

JanuMarcMayJulySeptNove

HRK to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.7150, compared to 11.3401 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6251 points.

H1 Avg (Jan–Jun) 9.7150

H2 Avg (Jul–Dec) 11.3401

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.8007 MZN (High: 11.2263 / Low: 10.4257). On the other end, August was the most stable month, with a tight range of 0.2207 MZN (High: 11.3523 / Low: 11.1317).

July Spread (Volatile) ±0.8007

August Spread (Stable) ±0.2207

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0260 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0260

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 12.0231) against the same month in 2019 (average: 9.4234), the exchange rate shifted by +2.5997 (+27.59%).

2020 Avg (December) 12.0231

2019 Avg (December) 9.4234

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.5007	9.2217	9.3301
February	9.6385	9.3375	9.4372
March	9.9698	9.2901	9.6511
April	9.7990	9.4727	9.6250
May	10.1528	9.6786	9.8714
June	10.4636	10.1759	10.3750
July	11.2263	10.4257	10.7197
August	11.3523	11.1317	11.2180
September	11.3487	11.1064	11.2388
October	11.4206	11.1978	11.2977
November	11.7308	11.2495	11.5434
December	12.2190	11.8351	12.0231