YEARLY HIGH
10.0695 MZN
YEARLY LOW
8.6879 MZN
YEARLY AVERAGE
9.5852 MZN

2025 HRK to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 10.0695. Conversely, the yearly low was recorded on January 12, dropping to 8.6879.

This high-to-low spread represents a total annual volatility of 1.3816 MZN. From a start-to-finish perspective, comparing the January average rate of 8.7746 to the December average rate of 9.9362, the exchange rate registered a net change of 13.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 10.0695 was up 6.08% compared to the 2024 peak of 9.4926, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 50,348 MZN
2024 Average 45,870 MZN
Yearly Trough Low 43,440 MZN
Transaction Impact: A difference of 6,908.00 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

10.0694
8.6569
JanuMarcMayJulySeptNove

HRK to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.2736, compared to 9.8969 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6233 points.

H1 Avg (Jan–Jun) 9.2736
H2 Avg (Jul–Dec) 9.8969

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.6237 MZN (High: 9.7805 / Low: 9.1569). On the other end, August was the most stable month, with a tight range of 0.1128 MZN (High: 9.9421 / Low: 9.8293).

April Spread (Volatile) ±0.6237
August Spread (Stable) ±0.1128

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0778 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0778

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 9.9517) against the same month in 2024 (average: 9.4167), the exchange rate shifted by +0.5349 (+5.68%).

2025 Avg (September) 9.9517
2024 Avg (September) 9.4167

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.9024 8.6879 8.7746
February 8.9225 8.6929 8.8313
March 9.2779 8.8007 9.1557
April 9.7805 9.1569 9.5334
May 9.6585 9.4004 9.5594
June 10.0047 9.6189 9.7870
July 10.0213 9.6971 9.9189
August 9.9421 9.8293 9.8898
September 10.0695 9.8678 9.9517
October 9.9592 9.7839 9.8739
November 9.8720 9.7481 9.8108
December 10.0052 9.8444 9.9362