YEARLY HIGH
9.7255 MZN
YEARLY LOW
8.1390 MZN
YEARLY AVERAGE
8.9354 MZN

2022 HRK to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 9.7255. Conversely, the yearly low was recorded on September 27, dropping to 8.1390.

This high-to-low spread represents a total annual volatility of 1.5865 MZN. From a start-to-finish perspective, comparing the January average rate of 9.6063 to the December average rate of 8.9657, the exchange rate registered a net change of -6.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 9.7255 was down 20.27% compared to the 2021 peak of 12.1975, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 48,627 MZN
2021 Average 51,509 MZN
Yearly Trough Low 40,695 MZN
Transaction Impact: A difference of 7,932.52 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

9.7374
8.2180
JanuMarcMayJulySeptNove

HRK to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.2615, compared to 8.6093 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6522 points.

H1 Avg (Jan–Jun) 9.2615
H2 Avg (Jul–Dec) 8.6093

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.5586 MZN (High: 8.8211 / Low: 8.2625). On the other end, December was the most stable month, with a tight range of 0.2151 MZN (High: 9.0668 / Low: 8.8516).

November Spread (Volatile) ±0.5586
December Spread (Stable) ±0.2151

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3259 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3259

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 9.6063) against the same month in 2021 (average: 12.0601), the exchange rate shifted by -2.4538 (-20.35%).

2022 Avg (January) 9.6063
2021 Avg (January) 12.0601

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.7255 9.4429 9.6063
February 9.7188 9.4584 9.6107
March 9.4095 9.1742 9.2849
April 9.3284 8.8582 9.1371
May 9.0979 8.8091 8.9589
June 9.1115 8.8469 8.9712
July 8.8501 8.5203 8.6591
August 8.7765 8.4469 8.6057
September 8.6010 8.1390 8.4185
October 8.5620 8.2311 8.3446
November 8.8211 8.2625 8.6621
December 9.0668 8.8516 8.9657