2026 HRK to MZN Historical Review

YEARLY HIGH

10.1727 MZN

YEARLY LOW

9.6319 MZN

YEARLY AVERAGE

9.8507 MZN

2026 HRK to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 10.1727. Conversely, the yearly low was recorded on June 24, dropping to 9.6319.

This high-to-low spread represents a total annual volatility of 0.5407 MZN. From a start-to-finish perspective, comparing the January average rate of 9.9479 to the December average rate of 9.7802, the exchange rate registered a net change of -1.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 10.1727 was up 1.02% compared to the 2025 peak of 10.0695, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 50,863 MZN

2025 Average 47,947 MZN

Yearly Trough Low 48,160 MZN

Transaction Impact: A difference of 2,703.64 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

10.0578

9.6502

JanuMarcMayJuly

HRK to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.8903, compared to 9.7321 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1581 points.

H1 Avg (Jan–Jun) 9.8903

H2 Avg (Jul–Dec) 9.7321

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.3357 MZN (High: 10.1727 / Low: 9.8369). On the other end, August was the most stable month, with a tight range of 0.0223 MZN (High: 9.7902 / Low: 9.7680).

January Spread (Volatile) ±0.3357

August Spread (Stable) ±0.0223

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2210 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.2210

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 9.9479) against the same month in 2025 (average: 8.7746), the exchange rate shifted by +1.1733 (+13.37%).

2026 Avg (January) 9.9479

2025 Avg (January) 8.7746

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.1727	9.8369	9.9479
February	10.0738	9.9650	10.0238
March	9.9746	9.6838	9.8028
April	10.0221	9.7511	9.9188
May	9.9408	9.8606	9.8882
June	9.8757	9.6319	9.7600
July	9.7642	9.6433	9.6841
August	9.7902	9.7680	9.7802