2012 HRK to RWF Historical Review

YEARLY HIGH

109.9649 RWF

YEARLY LOW

98.3827 RWF

YEARLY AVERAGE

104.2197 RWF

2012 HRK to RWF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to RWF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 109.9649. Conversely, the yearly low was recorded on July 24, dropping to 98.3827.

This high-to-low spread represents a total annual volatility of 11.5822 RWF. From a start-to-finish perspective, comparing the January average rate of 102.5533 to the December average rate of 108.4644, the exchange rate registered a net change of 5.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 109.9649 was down 8.74% compared to the 2011 peak of 120.5015, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 549,824 RWF

2011 Average 558,656 RWF

Yearly Trough Low 491,914 RWF

Transaction Impact: A difference of 57,910.86 RWF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

109.3385

98.8492

JanuMarcMayJulySeptNove

HRK to RWF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 103.6566, compared to 104.7828 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1262 points.

H1 Avg (Jan–Jun) 103.6566

H2 Avg (Jul–Dec) 104.7828

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 7.6101 RWF (High: 106.6325 / Low: 99.0223). On the other end, October was the most stable month, with a tight range of 2.4442 RWF (High: 108.6260 / Low: 106.1818).

May Spread (Volatile) ±7.6101

October Spread (Stable) ±2.4442

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 3.3606 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -3.3606

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 108.4644) against the same month in 2011 (average: 105.2123), the exchange rate shifted by +3.2521 (+3.09%).

2012 Avg (December) 108.4644

2011 Avg (December) 105.2123

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	104.6808	100.4961	102.5533
February	107.1901	103.1838	104.8042
March	107.5705	104.1165	105.6474
April	107.5491	104.9201	105.9252
May	106.6325	99.0223	102.5646
June	101.8325	98.8281	100.4451
July	101.5401	98.3827	99.7233
August	103.2760	99.6322	101.2723
September	108.5968	103.0253	106.2817
October	108.6260	106.1818	107.2493
November	107.1474	104.6700	105.7058
December	109.9649	106.5853	108.4644