YEARLY HIGH
161.0633 RWF
YEARLY LOW
131.6582 RWF
YEARLY AVERAGE
145.0212 RWF

2020 HRK to RWF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to RWF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 161.0633. Conversely, the yearly low was recorded on March 21, dropping to 131.6582.

This high-to-low spread represents a total annual volatility of 29.4051 RWF. From a start-to-finish perspective, comparing the January average rate of 140.7409 to the December average rate of 159.4169, the exchange rate registered a net change of 13.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 161.0633 was up 13.32% compared to the 2019 peak of 142.1327, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 805,316 RWF
2019 Average 687,744 RWF
Yearly Trough Low 658,291 RWF
Transaction Impact: A difference of 147,025.33 RWF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

161.8549
132.5986
JanuMarcMayJulySeptNove

HRK to RWF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 138.0528, compared to 151.9895 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 13.9367 points.

H1 Avg (Jan–Jun) 138.0528
H2 Avg (Jul–Dec) 151.9895

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 12.6221 RWF (High: 144.2803 / Low: 131.6582). On the other end, August was the most stable month, with a tight range of 3.1682 RWF (High: 153.2079 / Low: 150.0396).

March Spread (Volatile) ±12.6221
August Spread (Stable) ±3.1682

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 3.0319 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -3.0319

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 159.4169) against the same month in 2019 (average: 139.5326), the exchange rate shifted by +19.8843 (+14.25%).

2020 Avg (December) 159.4169
2019 Avg (December) 139.5326

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 143.5371 138.5354 140.7409
February 141.5452 135.2305 137.8830
March 144.2803 131.6582 138.0686
April 136.5651 132.8332 135.0367
May 138.3769 133.2252 135.4294
June 143.1830 138.9850 141.1583
July 151.6260 141.1170 145.1809
August 153.2079 150.0396 151.6377
September 153.1490 147.2759 150.4171
October 152.8706 147.9306 151.1967
November 156.5303 150.0384 154.0880
December 161.0633 157.6262 159.4169