YEARLY HIGH
142.1327 RWF
YEARLY LOW
133.3275 RWF
YEARLY AVERAGE
137.5416 RWF

2019 HRK to RWF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to RWF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 142.1327. Conversely, the yearly low was recorded on March 9, dropping to 133.3275.

This high-to-low spread represents a total annual volatility of 8.8052 RWF. From a start-to-finish perspective, comparing the January average rate of 136.7284 to the December average rate of 139.5326, the exchange rate registered a net change of 2.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 142.1327 was down 1.42% compared to the 2018 peak of 144.1815, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 710,664 RWF
2018 Average 691,354 RWF
Yearly Trough Low 666,637 RWF
Transaction Impact: A difference of 44,026.07 RWF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

139.8391
136.1608
JanuMarcMayJulySeptNove

HRK to RWF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 136.9295, compared to 138.1538 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2243 points.

H1 Avg (Jan–Jun) 136.9295
H2 Avg (Jul–Dec) 138.1538

Volatility Range Comparison

Volatility

The most volatile month in 2019 was March, with a trading range of 5.5384 RWF (High: 138.8659 / Low: 133.3275). On the other end, November was the most stable month, with a tight range of 1.4191 RWF (High: 138.8748 / Low: 137.4557).

March Spread (Volatile) ±5.5384
November Spread (Stable) ±1.4191

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.8819 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.8819

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 139.5326) against the same month in 2018 (average: 135.6512), the exchange rate shifted by +3.8814 (+2.86%).

2019 Avg (December) 139.5326
2018 Avg (December) 135.6512

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 139.2022 134.0770 136.7284
February 138.3216 134.8919 136.5728
March 138.8659 133.3275 136.4674
April 137.8900 135.7198 136.5797
May 137.7258 135.7880 136.6933
June 140.2434 136.1463 138.5351
July 139.9322 137.5342 138.7273
August 139.2989 136.5931 137.8453
September 138.2164 136.1013 137.1429
October 139.0506 136.0146 137.5130
November 138.8748 137.4557 138.1616
December 142.1327 136.6955 139.5326