YEARLY HIGH
227.8084 RWF
YEARLY LOW
187.7703 RWF
YEARLY AVERAGE
215.0457 RWF

2025 HRK to RWF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to RWF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 227.8084. Conversely, the yearly low was recorded on January 2, dropping to 187.7703.

This high-to-low spread represents a total annual volatility of 40.0381 RWF. From a start-to-finish perspective, comparing the January average rate of 191.2649 to the December average rate of 226.1881, the exchange rate registered a net change of 18.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 227.8084 was up 13.61% compared to the 2024 peak of 200.5122, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,139,042 RWF
2024 Average 946,010 RWF
Yearly Trough Low 938,852 RWF
Transaction Impact: A difference of 200,190.40 RWF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

229.6805
187.7726
JanuMarcMayJulySeptNove

HRK to RWF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 205.8584, compared to 224.2329 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 18.3745 points.

H1 Avg (Jan–Jun) 205.8584
H2 Avg (Jul–Dec) 224.2329

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 13.6924 RWF (High: 207.3051 / Low: 193.6127). On the other end, November was the most stable month, with a tight range of 3.0162 RWF (High: 224.3040 / Low: 221.2878).

March Spread (Volatile) ±13.6924
November Spread (Stable) ±3.0162

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.3125 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -1.3125

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 226.1881) against the same month in 2024 (average: 192.2606), the exchange rate shifted by +33.9275 (+17.65%).

2025 Avg (December) 226.1881
2024 Avg (December) 192.2606

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 195.1629 187.7703 191.2649
February 196.6353 190.9225 194.4441
March 207.3051 193.6127 203.4992
April 217.3645 204.3772 212.5287
May 218.0560 210.2089 214.2263
June 224.6810 213.0099 219.1874
July 225.4354 218.8105 223.2945
August 225.1012 219.2712 223.4286
September 227.6712 223.4775 225.4633
October 225.6802 222.6143 224.1678
November 224.3040 221.2878 222.8553
December 227.8084 224.2402 226.1881