2012 HRK to VEF Historical Review

YEARLY HIGH

0.7628 VEF

YEARLY LOW

0.6911 VEF

YEARLY AVERAGE

0.7341 VEF

2012 HRK to VEF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to VEF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 0.7628. Conversely, the yearly low was recorded on July 24, dropping to 0.6911.

This high-to-low spread represents a total annual volatility of 0.0717 VEF. From a start-to-finish perspective, comparing the January average rate of 0.7332 to the December average rate of 0.7477, the exchange rate registered a net change of 1.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.7628 was down 12.00% compared to the 2011 peak of 0.8669, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,814 VEF

2011 Average 4,021 VEF

Yearly Trough Low 3,456 VEF

Transaction Impact: A difference of 358.53 VEF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7589

0.6982

JanuMarcMayJulySeptNove

HRK to VEF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7385, compared to 0.7296 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0090 points.

H1 Avg (Jan–Jun) 0.7385

H2 Avg (Jul–Dec) 0.7296

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0547 VEF (High: 0.7578 / Low: 0.7031). On the other end, October was the most stable month, with a tight range of 0.0142 VEF (High: 0.7494 / Low: 0.7352).

May Spread (Volatile) ±0.0547

October Spread (Stable) ±0.0142

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0241 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0241

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.7490) against the same month in 2011 (average: 0.7907), the exchange rate shifted by -0.0417 (-5.28%).

2012 Avg (February) 0.7490

2011 Avg (February) 0.7907

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7481	0.7200	0.7332
February	0.7628	0.7367	0.7490
March	0.7628	0.7437	0.7523
April	0.7628	0.7485	0.7539
May	0.7578	0.7031	0.7297
June	0.7230	0.7016	0.7131
July	0.7217	0.6911	0.7032
August	0.7236	0.6997	0.7109
September	0.7614	0.7225	0.7436
October	0.7494	0.7352	0.7417
November	0.7397	0.7233	0.7304
December	0.7552	0.7373	0.7477