2021 HRK to VEF Historical Review

YEARLY HIGH

40212.2605 VEF

YEARLY LOW

0.1489 VEF

YEARLY AVERAGE

324.4442 VEF

2021 HRK to VEF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to VEF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 40212.2605. Conversely, the yearly low was recorded on November 24, dropping to 0.1489.

This high-to-low spread represents a total annual volatility of 40212.1116 VEF. From a start-to-finish perspective, comparing the January average rate of 3891.6052 to the December average rate of 0.1503, the exchange rate registered a net change of -100.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 40212.2605 was down 0.67% compared to the 2020 peak of 40483.4868, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 201,061,302 VEF

2020 Average 188,175,705 VEF

Yearly Trough Low 744 VEF

Transaction Impact: A difference of 201,060,557.91 VEF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4280.7507

-388.9952

JanuMarcMayJulySeptNove

HRK to VEF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 648.7336, compared to 0.1547 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 648.5790 points.

H1 Avg (Jan–Jun) 648.7336

H2 Avg (Jul–Dec) 0.1547

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 40212.1006 VEF (High: 40212.2605 / Low: 0.1598). On the other end, December was the most stable month, with a tight range of 0.0018 VEF (High: 0.1513 / Low: 0.1495).

January Spread (Volatile) ±40212.1006

December Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 3891.4455 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -3891.4455

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 3891.6052) against the same month in 2020 (average: 37065.9287), the exchange rate shifted by -33174.3235 (-89.50%).

2021 Avg (January) 3891.6052

2020 Avg (January) 37065.9287

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40212.2605	0.1598	3891.6052
February	0.1607	0.1580	0.1597
March	0.1594	0.1549	0.1570
April	0.1605	0.1553	0.1580
May	0.1630	0.1593	0.1615
June	0.1627	0.1581	0.1605
July	0.1585	0.1562	0.1576
August	0.1584	0.1559	0.1570
September	0.1586	0.1545	0.1571
October	0.1555	0.1534	0.1544
November	0.1545	0.1489	0.1517
December	0.1513	0.1495	0.1503