2013 HRK to VEF Historical Review

YEARLY HIGH

1.1393 VEF

YEARLY LOW

0.7292 VEF

YEARLY AVERAGE

1.0222 VEF

2013 HRK to VEF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to VEF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 25, valuing the pair at 1.1393. Conversely, the yearly low was recorded on March 21, dropping to 0.7292.

This high-to-low spread represents a total annual volatility of 0.4101 VEF. From a start-to-finish perspective, comparing the January average rate of 0.7543 to the December average rate of 1.1290, the exchange rate registered a net change of 49.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.1393 was up 49.36% compared to the 2012 peak of 0.7628, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 5,697 VEF

2012 Average 3,670 VEF

Yearly Trough Low 3,646 VEF

Transaction Impact: A difference of 2,050.65 VEF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.1665

0.7168

JanuMarcMayJulySeptNove

HRK to VEF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9305, compared to 1.1139 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1834 points.

H1 Avg (Jan–Jun) 0.9305

H2 Avg (Jul–Dec) 1.1139

Volatility Range Comparison

Volatility

The most volatile month in 2013 was March, with a trading range of 0.3399 VEF (High: 1.0691 / Low: 0.7292). On the other end, November was the most stable month, with a tight range of 0.0177 VEF (High: 1.1204 / Low: 1.1027).

March Spread (Volatile) ±0.3399

November Spread (Stable) ±0.0177

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0138 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2013: 1.1266) against the same month in 2012 (average: 0.7417), the exchange rate shifted by +0.3849 (+51.90%).

2013 Avg (October) 1.1266

2012 Avg (October) 0.7417

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7680	0.7413	0.7543
February	0.7729	0.7396	0.7566
March	1.0691	0.7292	0.8097
April	1.0881	1.0603	1.0773
May	1.0926	1.0669	1.0787
June	1.1253	1.0804	1.1066
July	1.1142	1.0725	1.0968
August	1.1202	1.0989	1.1121
September	1.1179	1.0891	1.1060
October	1.1393	1.1157	1.1266
November	1.1204	1.1027	1.1128
December	1.1368	1.1166	1.1290